Insurance, Risk & Wealth Protection
Personal Insurance Matters
Did you know that the majority of young and middle-aged Australians are underinsured? Make sure you’re not one of them, because should the unthinkable happen, leaving loved ones financially exposed in the event of death, disability or illness is avoidable. Our specialist insurance and risk advisers work with you to ascertain the right level of cover for you, whatever your circumstances, adjusting insurance levels as your journey through life and debt levels dictate. There are many different types of personal and life insurance that we recommend as part of our risk and insurance advice, these include; life, income protection, total & permanent disability, and trauma insurance. There will always be a time in your life when your financial responsibilities increase. That’s why it’s important to make sure that the things, and people that matter the most to them are protected, by having tailored and ‘appropriate’ insurance cover in place.
Insurance advice with a difference.
Our insurance and risk strategies are tailored and bespoke with independence at the heart of our advice. This means we are not tied to any one insurance provider, we do not accept insurance commissions from companies, rather we refund these commissions to you and charge a fee for our insurance advice. This is unique in an industry otherwise dominated by commissions. This fee-for-service model allows us to provide unbiased recommendations on the policies and levels of cover appropriate for you.
With this comes diligence to scaling your insurance coverage up or down depending on changes to your life and personal circumstances. We listen with care to understand what your needs are with a deep commitment to building a long and true partnership with you. We hold our clients’ hands and manage the claims process; because this is when we’re needed the most. Our insurance recommendations and strategies align with our company values of independence, integrity, and expertise.
Income Protection
Disability Insurance
Life Insurance
Life can turn on a dime. And that’s why it’s important to make sure that your most valued assets, and people, are protected if you are no longer able to provide for them. Appropriate insurance tailored to your circumstances isn’t the standard, but at difficult period. Hewison, it’s exactly what we do. We don’t offer our own products or push you towards specific providers. We look at your needs and situation to make an independent, and objective recommendation for the best life insurance coverage possible.
Trauma Insurance
Unlike income protection insurance, trauma insurance doesn’t rely on whether you are able to work and there is (generally) no waiting period. Paid upon diagnosis, this is financial protection against any cruel twists of fate like cancer, a heart condition, a major head injury or stroke. We don’t favour providers or offer our own products, we simply advise the best insurance for your situation. We work with the best in the business while maintaining independence to ensure only objective advice is on the table.